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Review: American Express Blue Cash Preferred

⭐⭐⭐⭐, Credit Card Reviews /

The American Express Blue Cash Preferred (AMEX BCP) credit card is a mid-tier card for groceries, streaming, and getting around. It can be a decent card for everyday use, and/or a complement for premium cards like the American Express Platinum. The annual fee can effectively pay for itself over time, depending on your spending habits, although other options might be better.

FEATURES AT A GLANCE

  • $95 annual fee (usually waived the first year)
  • 2.7% foreign transaction fee
  • 6% cash back on groceries (up to $6,000 in annual spending, then 1% back)
  • 6% cash back on select streaming
  • 3% cash back on transit
  • 3% cash back on gas
  • 1% cash back on everything else
  • AMEX Offers

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Review: USAlliance Financial Visa Signature

⭐⭐⭐⭐, Credit Card Reviews /

The USAlliance Financial Visa Signature card is a general-use no-fee credit card. It isn’t that popular since most people haven’t heard of the USAlliance Credit Union, but it’s a high earner worth looking into. Its simple cash back structure is attractive for both maximalists and minimalists. It’s loaded with Visa Signature perks as well.

FEATURES AT A GLANCE

  • No annual fee
  • 1% foreign transaction fee
  • 3x points on everything (until 12/31/22, then 2x points on everything as of 1/1/23)

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Review: Navy Federal Credit Union More Rewards American Express

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The Navy Federal Credit Union (NFCU) More Rewards credit card is an uncomplicated card which earns 3% cash back in popular categories. It’s a solid low-maintenance card which most people will find good for everyday spending. it may not have perfect earn rates, but More Rewards has multiple earning categories and great benefits.

FEATURES AT A GLANCE

  • No annual fee
  • No foreign transaction fees
  • 3x points on groceries
  • 3x points on gas
  • 3x points on transit
  • 3x points on dining
  • 1x points on everything else

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Review: American Express Gold (2021-2022)

⭐⭐⭐⭐, Credit Card Reviews /

Note: This review is from 2021, and significant details have changed. Check out our updated 2024 review!

The American Express Gold Charge Card is a mid-to-high tier card for food and travel. It earns a decent amount of points at restaurants and grocery stores, and has benefits to offset the high annual fee. It’s one of the more flexible cards from American Express, and it wouldn’t hurt for most people to take a look.

FEATURES AT A GLANCE

  • $250 annual fee
  • Zero foreign transaction fees
  • 4x points on dining (restaurants, takeout, delivery)
  • 4x points on groceries (up to $25,000 spent at U.S. grocery stores)
  • 3x points on flights
  • 1x points on everything else
  • Metal card
  • AMEX Offers

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Review: American Express Platinum

⭐⭐⭐⭐, Credit Card Reviews /

The American Express Platinum Charge Card is a luxury travel card. It was updated in 2021 to add more credits, and they increased the annual fee, which remains out of reach for many people. Whether the card is worthwhile depends heavily on usage of the Platinum’s many credits.

FEATURES AT A GLANCE

  • $695 annual fee (previously $550 per year)
  • Zero foreign transaction fees
  • 5x points on flights ($500,000 maximum)
  • 5x points on hotels (booked through AMEX Travel)
  • 1x points on everything else
  • Metal card
  • AMEX Offers
  • Wide variety of credits

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