everyday

The Top 10 No-Fee Credit Cards For Everyday Spending (2021-2022)

For general spending, there are now many cards which offer unlimited 2+% cashback on everything (no category restrictions). Because of these options, any card promoting 2% back in a specific category is unnecessarily limiting. And for people seeking simplicity, they can ignore other cards entirely, and only look at the below cards.

Credit cards may have good earn rates in certain categories, but for spending which doesn’t fall into a specific category, you’ll need an “everyday” card to fill in the gaps.

These are the best 10 cards for non-category spending in 2021.

 

Review: Alliant Cashback Visa Signature

The Alliant Cashback Visa Signature is a no-fee card which can earn 2.5% cash back on all purchases. It has hoops to jump through for setting this up, but might be worth the effort long-term. It’s aimed at medium-high spenders who want only 1-2 credit cards in their wallet.

FEATURES AT A GLANCE

  • No annual fee
  • No foreign transaction fees
  • 2.5% cash back on everything (if meeting certain requirements, otherwise the card earns 1.5% cash back on everything)