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Review: Penfed Platinum Rewards Visa Signature

⭐⭐⭐, Credit Card Reviews /

The Penfed Platinum Rewards Visa Signature credit card is primarily for gas and electric vehicle charging. It can be alright for other categories, but isn’t the best option outside of gas. If you want to maximize your cash back, other credit cards are needed to supplement the Platinum Rewards. Its sign-up bonus is also lower than some competing cards.

FEATURES AT A GLANCE

  • No annual fee
  • No foreign transaction fees
  • 5x points on gas and/or electric vehicle charging
  • 3x points on groceries (may include Target and Walmart)
  • 3x points on restaurants/dining
  • 3x points on TV, radio, cable, and streaming services
  • 1x points on everything else

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Review: PenFed Pathfinder Rewards Visa Signature

⭐⭐⭐⭐⭐, Credit Card Reviews /

The PenFed Pathfinder Rewards Visa Signature is one of the best travel cards. Although this card technically has an annual fee, it’s so easy to avoid, Pathfinder should be considered a no-fee card. It includes essential benefits plus a variety of credits to make the card a continuous net positive.

FEATURES AT A GLANCE

  • No annual fee ($95 if you’re not a PenFed Honors Advantage Member)
  • No foreign transaction fees
  • 4x points on travel (3x if you’re not a PenFed Honors Advantage Member)
  • 1.5x points on everything else
  • $100 credit towards Global Entry or TSA PreCheck (once every 4 years)

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