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Review: Chase DoorDash Mastercard

⭐⭐, Credit Card Reviews /

In March 2023, Chase launched a Doordash Mastercard. It gives cash back on most food or delivery-related purchases. The immediate value of the card is unclear. Whether or not you’ll personally benefit depends on your budget and spending habits. Most people probably won’t benefit, especially since it rarely makes financial sense to use Doordash on a regular basis.

FEATURES AT A GLANCE

  • No annual fee
  • No foreign transaction fee
  • 4% cash back on DoorDash and Caviar orders
  • 3% cash back at restaurants
  • 2% cash back at grocery stores
  • 1% cash back on everything else

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Review: Capital One Savor

⭐⭐, Credit Card Reviews /

The Capital One Savor Rewards Mastercard is a low-fee card which earns unlimited rewards for dining, entertainment, and more. For most people, alternative cards are a better option, especially the no-fee SavorOne from Capital One. Savor might be worthwhile for the first year in some circumstances, especially with Capital One’s new Uber partnership. Long-term, however, it’s a questionable choice.

FEATURES AT A GLANCE

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Review: Citi Premier

⭐⭐, Credit Card Reviews /

The Citi Premier Mastercard is a mid-tier credit card which earns cash back in popular categories. The card can pay for itself, but since it competes with no-fee cards, the value is questionable. Premier may have more limited applications than similar cards. It isn’t a must-have for most wallets despite appearing decent on the surface. Its main draw is the consistently large sign-up bonus and transfer partners.

FEATURES AT A GLANCE

  • $95 annual fee
  • No foreign transaction fees
  • 3x points on airlines and hotels
  • 3x points on dining
  • 3x points on groceries (excluding delivery)
  • 3x points on gas
  • 1x points on everything else
  • $100 Annual Hotel Savings Benefit

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Review: Apple Card

⭐⭐, Credit Card Reviews /

The Apple Mastercard was released in 2019 and has become a fairly popular credit card for Apple fans. Issued in partnership with Goldman Sachs, the card has zero fees (no annual, over-the-limit, foreign-transaction, or late fees). Apple claims to have some of the lowest interest rates in the industry. The interest part is mostly irrelevant because all credit card users should always pay their balance in full, on time, every time. However, this card may help people build healthy habits, especially the younger crowd. Experienced credit card aficionados may want to look elsewhere.

FEATURES AT A GLANCE

  • No annual fee
  • No foreign transaction fees
  • 2% cash back when using Apple Pay (iPhone or Apple Watch) except for select stores which earn 3% cash back, including Apple purchases
  • 1% cash back on everything else
  • Metal card (titanium)

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Review: Capital One Quicksilver

⭐⭐, Credit Card Reviews /

The Capital One Quicksilver Rewards Mastercard is a no-fee card which earns unlimited 1.5% cash back rewards on all purchases. It’s simple and easy to use, but is now outclassed by many other credit cards for earning rewards. Banks and fintech startups have created aggressive offerings which make the Quicksilver difficult to justify in someone’s wallet. Dozens of cards earn 2% or more cash back on everything.

Note that 4 different versions of the Quicksilver card exist. In this review, we’re going to cover the “best” one for earning rewards..

FEATURES AT A GLANCE

  • No annual fee
  • No foreign transaction fees
  • 5% cash back on hotels and rental cars booked through Capital One Travel
  • 1.5% cash back on everything else

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Review: Capital One Venture

⭐⭐, Credit Card Reviews /

The Capital One Venture is a travel-focused card for everyday spending. The card has an annual fee and it can be difficult to optimize rewards, so it’s not for everyone. The pros and cons take more time to weigh compared with other credit cards. It’s a card which is best for people who aren’t loyal to a particular airline or hotel chain. The added flexibility of transferable miles is generally a good thing. Some people may get plenty of value from the Venture card, but other options are usually better, including the new Capital One Venture X. It’ll require a lot of research and travel know-how to truly maximize the Venture.

FEATURES AT A GLANCE

  • $95 annual fee (sometimes waived the first year)
  • Zero foreign transaction fees
  • 5x points on hotels and rental cars booked through Capital One Travel
  • 2x points on everything else
  • $100 Global Entry credit (once every 4 years)
  • Metal card

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Review: Discover It Miles

⭐⭐, Credit Card Reviews /

The Discover It Miles is a simple no-fee card which earns 1.5% cash back on all purchases. It doesn’t have any especially interesting features or benefits, but may work for certain people in the short term. The card does earn 3% cash back on all purchases for the first year, without category restrictions, which is nice.

FEATURES AT A GLANCE

  • No annual fee
  • No foreign transaction fees
  • 1.5x points on everything

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Review: Mastercard Black

⭐⭐, Credit Card Reviews /

The Mastercard Black Card positions itself as a high-end luxury card for travelers. It’s issued by Barclays Bank Delaware and is sometimes called the Barclaycard Black. It’s not a commonly-discussed travel card, likely because other options are far more popular. The Black card is typically worse than competing options like the Capital One Venture X.

FEATURES AT A GLANCE

  • $495 annual fee
  • Zero foreign transaction fees
  • 1x points on everything (up to 2% cash back)
  • $100 annual airline credit (per calendar year)
  • $100 credit towards Global Entry or TSA PreCheck (every 5 years)
  • Metal card

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Review: American Express Green

⭐⭐, Credit Card Reviews /

The American Express Green Charge Card is a mid-tier card for food and travel. Its annual fee is higher than its closest competitors, but the Green card could be worth considering for certain travelers. Most people are better off with no-fee cards which out-earn the Green.

FEATURES AT A GLANCE

  • $150 annual fee
  • No foreign transaction fees
  • 3x points on dining (restaurants, takeout, delivery)
  • 3x points on travel (including public transit, airfare, hotels, car rentals, and more)
  • 1x points on everything else
  • AMEX Offers

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Review: Navy Federal Credit Union Visa Signature Flagship Rewards

⭐⭐, Credit Card Reviews /

The Navy Federal Credit Union (NFCU) Flagship Rewards credit card is a simple card for everyday use that carries a small annual fee. It covers most general spending, although other options could be better.

FEATURES AT A GLANCE

  • $49 annual fee
  • No foreign transaction fees
  • 3x points on travel
  • 2x points on everything else
  • $100 credit towards Global Entry or TSA PreCheck (once every 4 years)

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