credit union

Review: USAlliance Financial Visa Signature

The USAlliance Financial Visa Signature card is a general-use no-fee credit card. It isn’t that popular since most people haven’t heard of the USAlliance Credit Union, but it’s a high earner worth looking into. Its simple cash back structure is attractive for both maximalists and minimalists. It’s loaded with Visa Signature perks as well.

FEATURES AT A GLANCE

  • No annual fee
  • 1% foreign transaction fee
  • 3x points on everything (until 12/31/22, then 2x points on everything as of 1/1/23)

Review: Navy Federal Credit Union More Rewards American Express

The Navy Federal Credit Union (NFCU) More Rewards credit card is an uncomplicated card which earns 3% cash back in popular categories. It’s a solid low-maintenance card which most people will find good for everyday spending. it may not have perfect earn rates, but More Rewards has multiple earning categories and great benefits.

FEATURES AT A GLANCE

  • No annual fee
  • No foreign transaction fees
  • 3x points on groceries
  • 3x points on gas
  • 3x points on transit
  • 3x points on dining
  • 1x points on everything else

Review: Navy Federal Credit Union Visa Signature Flagship Rewards

The Navy Federal Credit Union (NFCU) Flagship Rewards credit card is a simple card for everyday use that carries a small annual fee. It covers most general spending, although other options could be better.

FEATURES AT A GLANCE

  • $49 annual fee
  • No foreign transaction fees
  • 3x points on travel
  • 2x points on everything else
  • $100 credit towards Global Entry or TSA PreCheck (once every 4 years)

Review: Alliant Cashback Visa Signature

The Alliant Cashback Visa Signature is a no-fee card which can earn 2.5% cash back on all purchases. It has hoops to jump through for setting this up, but might be worth the effort long-term. It’s aimed at medium-high spenders who want only 1-2 credit cards in their wallet.

FEATURES AT A GLANCE

  • No annual fee
  • No foreign transaction fees
  • 2.5% cash back on everything (if meeting certain requirements, otherwise the card earns 1.5% cash back on everything)