dining

Review: American Express Gold (2021-2022)

⭐⭐⭐⭐, Credit Card Reviews /

Note: This review is from 2021, and significant details have changed. Check out our updated 2024 review!

The American Express Gold Charge Card is a mid-to-high tier card for food and travel. It earns a decent amount of points at restaurants and grocery stores, and has benefits to offset the high annual fee. It’s one of the more flexible cards from American Express, and it wouldn’t hurt for most people to take a look.

FEATURES AT A GLANCE

  • $250 annual fee
  • Zero foreign transaction fees
  • 4x points on dining (restaurants, takeout, delivery)
  • 4x points on groceries (up to $25,000 spent at U.S. grocery stores)
  • 3x points on flights
  • 1x points on everything else
  • Metal card
  • AMEX Offers

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Review: Chase Sapphire Reserve

⭐⭐⭐⭐⭐, Credit Card Reviews /

The Chase Sapphire Reserve (CSR) is a luxury credit card for travelers which offers many perks. It’s also an integral part of the “Chase Trifecta” rewards strategy, which significantly boosts earnings. The Sapphire Reserve excels in the travel and dining categories, and has some of the best travel insurance protections on any card.

FEATURES AT A GLANCE

  • $550 annual fee
  • No foreign transaction fees
  • 10x points on hotels and car rentals (booked through Chase Ultimate Rewards)
  • 10x points on Chase Dining prepaid reservations (through Chase Ultimate Rewards)
  • 5x points on flights (booked through Chase Ultimate Rewards)
  • 3x points on dining
  • 3x points on travel
  • 1x points on everything else
  • $300 annual travel credit
  • $100 credit towards Global Entry or TSA PreCheck (once every 4 years)
  • Chase Offers

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Review: Costco Anywhere Visa by Citi

⭐⭐, Credit Card Reviews /

The Costco Anywhere Visa is a basic card with a restrictive rewards program. Although it technically doesn’t have an annual fee, the card is exclusively for Costco members. The credit card has reasonable earn rates for gas, dining, and travel. According to Business Insider, the Costco credit card is one of the most popular cards in terms of interest. Over 900,000 monthly searches are done for information on the card. Unfortunately, its value isn’t as straightforward as it first appears.

FEATURES AT A GLANCE

  • No annual fee (but requires a $60+ Costco membership)
  • No foreign transaction fees
  • 4% cash back on gas (up to $7,000 in annual spending)
  • 3% cash back on dining
  • 3% cash back on eligible travel
  • 2% cash back on Costco purchases
  • 1% cash back on everything else

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